New York car sales tax calculator
Sales tax on a car in New York is 7%–8.875% depending on where you live, charged on the price after your trade-in. Add title, registration and plate fees to get the real out-the-door cost. Updated 2026-10-26.
New York car tax, title & registration calculator
Estimate based on New York rules checked 2026-10-26. Your dealer or county office has the final figure.
How car sales tax works in New York
- New York's sales tax on a car is the 4% state rate plus the local rate where you live and will register the car — 7% to 8.875% in total, and 8.875% in New York City.
- A trade-in taken by the dealer in the same sale reduces the taxable price.
- If you buy from a private seller, you pay the sales tax to the DMV when you register the car.
Examples: what you pay on a car in New York
Registered in New York City. Vehicle weight 3,500 lbs. Dealer documentation fee left out (it varies by dealer).
| Purchase | Price | Sales tax | Title, registration & plates | Taxes + fees |
|---|---|---|---|---|
| New car from a dealer | $35,000 | $3,106.25 | $211.50 | $3,317.75 |
| New car with a $10,000 trade-in | $35,000 | $2,218.75 | $211.50 | $2,430.25 |
| Used car from a private seller | $15,000 | $1,331.25 | $211.50 | $1,542.75 |
Car sales tax by county and city
Combined state and local rate (NY DTF Publication 718). Cities listed separately have their own rate.
Show all 76 rates
| Place | Rate | Tax on $30,000 |
|---|---|---|
| New York City | 8.875% | $2,663 |
| Yonkers (city) | 8.875% | $2,663 |
| Erie | 8.75% | $2,625 |
| Oneida | 8.75% | $2,625 |
| Rome (city) | 8.75% | $2,625 |
| Suffolk | 8.75% | $2,625 |
| Utica (city) | 8.75% | $2,625 |
| Nassau | 8.625% | $2,588 |
| Allegany | 8.5% | $2,550 |
| Mount Vernon (city) | 8.375% | $2,513 |
| New Rochelle (city) | 8.375% | $2,513 |
| Putnam | 8.375% | $2,513 |
| Rockland | 8.375% | $2,513 |
| Westchester | 8.375% | $2,513 |
| White Plains (city) | 8.375% | $2,513 |
| Herkimer | 8.25% | $2,475 |
| Dutchess | 8.125% | $2,438 |
| Orange | 8.125% | $2,438 |
| Albany | 8% | $2,400 |
| Auburn (city) | 8% | $2,400 |
| Broome | 8% | $2,400 |
| Cattaraugus | 8% | $2,400 |
| Cayuga | 8% | $2,400 |
| Chautauqua | 8% | $2,400 |
| Chemung | 8% | $2,400 |
| Chenango | 8% | $2,400 |
| Clinton | 8% | $2,400 |
| Columbia | 8% | $2,400 |
| Cortland | 8% | $2,400 |
| Delaware | 8% | $2,400 |
| Essex | 8% | $2,400 |
| Franklin | 8% | $2,400 |
| Fulton | 8% | $2,400 |
| Genesee | 8% | $2,400 |
| Gloversville (city) | 8% | $2,400 |
| Greene | 8% | $2,400 |
| Hamilton | 8% | $2,400 |
| Ithaca (city) | 8% | $2,400 |
| Jefferson | 8% | $2,400 |
| Johnstown (city) | 8% | $2,400 |
| Lewis | 8% | $2,400 |
| Livingston | 8% | $2,400 |
| Madison | 8% | $2,400 |
| Monroe | 8% | $2,400 |
| Montgomery | 8% | $2,400 |
| Niagara | 8% | $2,400 |
| Norwich (city) | 8% | $2,400 |
| Ogdensburg (city) | 8% | $2,400 |
| Olean (city) | 8% | $2,400 |
| Oneida (city) | 8% | $2,400 |
| Onondaga | 8% | $2,400 |
| Orleans | 8% | $2,400 |
| Oswego | 8% | $2,400 |
| Oswego (city) | 8% | $2,400 |
| Otsego | 8% | $2,400 |
| Rensselaer | 8% | $2,400 |
| Salamanca (city) | 8% | $2,400 |
| Schenectady | 8% | $2,400 |
| Schoharie | 8% | $2,400 |
| Schuyler | 8% | $2,400 |
| Seneca | 8% | $2,400 |
| St. Lawrence | 8% | $2,400 |
| Steuben | 8% | $2,400 |
| Sullivan | 8% | $2,400 |
| Tioga | 8% | $2,400 |
| Tompkins | 8% | $2,400 |
| Ulster | 8% | $2,400 |
| Wayne | 8% | $2,400 |
| Wyoming | 8% | $2,400 |
| Yates | 8% | $2,400 |
| Ontario | 7.5% | $2,250 |
| Glens Falls (city) | 7% | $2,100 |
| Saratoga | 7% | $2,100 |
| Saratoga Springs (city) | 7% | $2,100 |
| Warren | 7% | $2,100 |
| Washington | 7% | $2,100 |
Title and registration fees in New York
| Fee | Amount | Notes |
|---|---|---|
| Title certificate | $50 | |
| Registration (2 years) by weight | $26–$140 | From $26 under 1,651 lbs to $140 at 6,951 lbs or more, in 100-lb steps |
| Vehicle use tax, New York City (2 years) | $30 | |
| Vehicle use tax, most other counties (2 years) | $10 / $20 | 3,500 lbs or less / heavier; Nassau $30, Suffolk and Westchester $30 / $60; some counties charge none |
| MCTD supplemental fee (2 years) | $50 | NYC and Dutchess, Nassau, Orange, Putnam, Rockland, Suffolk, Westchester |
| License plates | $25 | Not charged when you transfer plates (neither is the MCTD fee) |
More detail: New York car registration fees · New York title transfer cost
New York limits the dealer documentation fee by regulation; check the amount printed on your contract.
Frequently asked questions
What is the car sales tax rate in New York?
7% to 8.875% depending on where you live. New York's sales tax on a car is the 4% state rate plus the local rate where you live and will register the car — 7% to 8.875% in total, and 8.875% in New York City.
How much is tax, title and license on a $35,000 car in New York?
About $3,317.75 for a new car bought from a dealer with no trade-in: $3,106.25 in sales tax and $211.50 in title, registration and plate fees (dealer fee not included). Use the calculator above for your county, trade-in and vehicle.
Does a trade-in lower the sales tax in New York?
Yes. New York taxes the price after the trade-in allowance when the dealer takes your old car in the same sale. A $10,000 trade-in saves $700.00 or more in tax.
Do you pay sales tax on a private car sale in New York?
Yes. The buyer pays sales tax to the DMV when registering the vehicle.
Other states
Sources
Rates and fees checked on 2026-10-26. Official pages for New York:
- NY DTF — Sales and use tax rates by jurisdiction (Publication 718)
- NY DMV — Passenger vehicle registration fees, use taxes and supplemental fees
- dmv.ny.gov — 9511
Spotted an outdated number? Email hi@carsalestax.com — corrections are checked against the official source and published within a few days.